KREDIT KEYS LEGAL
Privacy Policy
Last updated: September 22, 2026
Kredit Koncepts Financial Service LLC (“Kredit Koncepts,” “Kredit Keys,” “we,” “us,” or “our”) respects your privacy. This policy explains how information is handled when you visit this website, request information, complete the homeownership survey, or follow a link to Secure Client Access or another third-party service.
Information we collect
We collect information you choose to provide, such as your name, mobile phone number, email address, plan interest, home-buying timeline, optional message, and answers submitted through the homeownership survey. We do not ask you to submit credit-report passwords or full Social Security numbers through the website request form or survey.
Contact and request-form submissions
When you send a request, we use the information to respond, discuss Kredit Keys services, prepare for a consultation, and communicate about the request. Sending a request is not a purchase. Services begin only after a written agreement is signed.
Survey information
Survey answers help us understand your general homeownership goals and prepare an appropriate next step. Please do not enter passwords, full Social Security numbers, bank credentials, or other highly sensitive account information in survey fields.
Phone and email communications
If you provide contact details, Kredit Koncepts may call, text, or email you about your request and related services. Message and data rates may apply. You may ask us to stop non-required communications at any time by replying to the message or contacting us using the details below.
Cookies and technical information
The website and its WordPress hosting may use cookies or similar technical storage needed for site operation, security, form handling, and user preferences. Our current site does not intentionally use these tools to sell personal information. If optional analytics or advertising tools are added later, this policy should be updated to describe them.
How we use information
- Respond to requests and provide requested information.
- Prepare consultations and explain available services.
- Operate, protect, troubleshoot, and improve the website.
- Maintain business records and comply with applicable obligations.
- Prevent misuse, fraud, or security incidents.
Information sharing and service providers
We may share information with service providers that support website hosting, form delivery, communications, account access, or services you request. We may also disclose information when required by law, to protect rights or safety, or as part of a business transaction. We do not state that personal information is sold through this website.
Data security
We use reasonable administrative and technical safeguards appropriate to the website and the information handled. No website, transmission method, or storage system can be guaranteed completely secure. Do not send account passwords or highly sensitive credentials by ordinary email, text message, or unsecured form.
Retention
We keep information only as long as reasonably needed for the request, service relationship, business records, dispute handling, security, or applicable legal obligations. Retention periods may vary according to the type of information and why it was collected.
Your choices and rights
You may contact us to ask about, correct, or request deletion of information you submitted, subject to records we must or are permitted to retain. You may also opt out of non-required communications. Rights can vary by location.
Mobile application and third-party links
This website links to Secure Client Access in the Apple App Store and Google Play and may link to other third-party services. Those services operate under their own terms and privacy practices. Review their policies before providing information to them.
Changes to this policy
We may update this policy as the website or our practices change. The date above shows the latest revision. Material changes will be posted on this page.
Contact us
Kredit Koncepts Financial Service LLC
1175 Castle Hill Ave, Bronx, NY 10462
Email: support@kreditkoncepts.com
Phone: 347-269-1403
